Question 1

How much does a new roof cost in Southern California?

Accepted Answer

Cost depends on your specific home — size, pitch, material, deck condition, HOA requirements, and what we find at tear-off. Most Southern California homeowners finance through GoodLeap with $0 down, putting a typical roof replacement in the $200–$400/month range on approved credit (FICO 580+, 7-25 year terms). For full ranges by material tier, see our cost guide. The only number that actually matters for your home is the one on the written quote after a free 21-point inspection.

Question 2

Does TMC Roofing handle insurance claims for me?

Accepted Answer

No. TMC does not file or manage insurance claims on a homeowner's behalf. Claims are between you and your carrier (or a licensed public adjuster). What we do: provide a thorough 21-point inspection with photos and a clear written PDF report — yours to keep and share however you choose. We focus on the roofing work itself.

Question 3

What is GAF Master Elite, and why does it matter?

Accepted Answer

GAF Master Elite is the highest residential roofing certification available — held by the top 3% of contractors nationally (fewer than 750 in the entire United States). It's the only certification that unlocks the GAF Golden Pledge warranty: 25 years on TMC's workmanship plus 50 years on materials. That warranty is the strongest in North America and is only available through Master Elite contractors.

Question 4

How long does a roof replacement take?

Accepted Answer

Most single-family asphalt shingle replacements take 1–2 days. Concrete or clay tile replacements typically take 3–4 days. Commercial flat-roof installations vary by size — small properties 2–3 days, large commercial 1–3 weeks. We coordinate around your schedule and clean up at the end of every workday.

Question 5

Do you offer financing for roof projects?

Accepted Answer

Yes — $0 down financing with approved credit, with monthly payment plans that fit most household budgets. We also offer a veterans/first responders discount. Travis can walk you through the options during your free inspection.

Question 6

What areas does TMC Roofing serve?

Accepted Answer

TMC Roofing serves all of Southern California: Riverside County (Inland Empire, Coachella Valley), San Bernardino County (high desert, mountain communities), Orange County, Los Angeles County, and San Diego County. We're based in Perris, CA, and respond same-day across the entire 5-county service area. (951) 840-9935.

Question 7

What happens during a free roof inspection?

Accepted Answer

A TMC roofer (not a salesperson) climbs your roof and runs a 21-point inspection covering shingles, flashing, valleys, ridge caps, vents, attic ventilation, deck condition, gutter integrity, and more. You get a written report with photos and a remaining-life estimate within 24 hours. If repair or replacement is needed, the quote is itemized and transparent — no pressure, no upselling.

Question 8

How long does a roof project take?

Accepted Answer

Most asphalt shingle replacements take 1–2 days. Tile replacements typically run 3–4 days. Commercial flat-roof installations vary from 2–3 days for small properties to 1–3 weeks for large commercial. Repairs and inspections are often same-day. We coordinate around your schedule and clean up at the end of every workday.

Question 9

Will TMC handle my insurance claim?

Accepted Answer

No. TMC does not file, manage, or assist with insurance claims on a homeowner's behalf — that's between you and your carrier (or a licensed public adjuster). We focus on the roofing work itself. What we will do: a thorough 21-point inspection with photos and a clear written PDF report. It's yours to keep and share however you choose, including with your insurance carrier if you're filing a claim independently.

Question 10

Do you offer emergency / 24-7 roof repair?

Accepted Answer

Yes. TMC responds to roof emergencies (active leaks, storm damage, fallen-tree damage, fire/water aftermath) 24/7 across all 5 SoCal counties. Same-day tarping is standard for active leaks; full repair scheduled as soon as the weather clears.

Question 11

What is your service area?

Accepted Answer

TMC Roofing serves all of Southern California from our Perris, CA headquarters: Riverside County (Inland Empire, Coachella Valley), San Bernardino County (high desert, mountain communities), Orange County, Los Angeles County, and San Diego County. 100+ cities total.

Question 12

Do you offer financing?

Accepted Answer

Yes — TMC partners with GoodLeap for $0-down financing on approved credit. Approval typically takes minutes, monthly payments are designed to fit most household budgets, and the soft credit check doesn't affect your score. See /financing for full details and to apply.

Question 13

How much does a roof cost in Southern California?

Accepted Answer

The honest answer is: it depends on your home. Most Southern California homeowners finance the project through GoodLeap with $0 down, putting a typical roof replacement in the $200–$400/month range on approved credit (FICO 580+, 7-25 year terms). For full pricing ranges by material tier, see our cost guide. The only number that matters for your specific home is the one on the written quote after a free 21-point inspection — no obligation, no high-pressure sales.

Question 14

What about discounts?

Accepted Answer

TMC offers a discount to active-duty military, veterans, and first responders (police, fire, EMT). Mention it during your free inspection. GoodLeap $0-down financing is available for any project that needs payment flexibility.

Question 15

What is GAF Master Elite, and why does it matter?

Accepted Answer

GAF Master Elite is the highest residential roofing certification in the U.S., held by the top 3% of contractors (fewer than 750 nationally). It's the only certification that unlocks the GAF Golden Pledge warranty: 25 years on TMC's workmanship plus 50 years on materials — the strongest residential roof warranty in North America.

Question 16

What GAF shingles do you install?

Accepted Answer

TMC specializes in GAF's Reflector Series cool-roof shingles — the only GAF shingles that meet California Title 24 cool-roof requirements. Two products: Timberline HDZ® RS (architectural, 7 colors, Class 3 impact) and Grand Sequoia® RS (designer wood-shake, 5 colors, Class 4 impact). Both are CRRC rated, ENERGY STAR rated, and qualify for the GAF Golden Pledge warranty when installed by a Master Elite contractor like TMC. See /shingles for full details and color previews.

Question 17

Do you install tile and metal roofs too?

Accepted Answer

Yes — concrete tile, clay tile, and metal roofing systems for residential and commercial properties. We work with major manufacturers and follow tile-specific installation standards (TRI Alliance) for warranty compliance. For asphalt shingle, we install the GAF Reflector Series (HDZ RS and Grand Sequoia RS) exclusively because of California Title 24 requirements.

Question 18

What is Title 24, and how does it affect my roof?

Accepted Answer

Title 24, Part 6 is California's energy code. For most residential roof replacements and new builds, it requires CRRC-listed cool-roof shingles with specific reflectance and emittance values. TMC installs GAF Reflector Series shingles — Timberline HDZ® RS and Grand Sequoia® RS — both of which meet Title 24 in every color, including dark colors like Charcoal that historically were impossible to make reflective. We pull your jurisdiction's specific spec during the inspection and confirm compliance before quoting.

Question 19

Do I need a Class A fire-rated roof in California?

Accepted Answer

Yes. Most California jurisdictions require Class A fire-rated roofs on new construction and major replacements. Both GAF Timberline HDZ® RS and Grand Sequoia® RS are UL 790 Class A fire-rated. In Wildland-Urban Interface (WUI) zones (mountain communities like Big Bear, Idyllwild, parts of Hemet/Beaumont), additional state fire-marshal listing may apply — we confirm jurisdiction-specific requirements during your free inspection.

Question 20

What's the difference between Class 3 and Class 4 impact rating?

Accepted Answer

UL 2218 impact rating measures hail/impact resistance. Class 3 (Timberline HDZ® RS) survives a 1.75-inch steel ball drop. Class 4 (Grand Sequoia® RS) — the highest possible — survives a 2-inch steel ball drop. Many California home insurance carriers offer a 5–25% premium discount on Class 4 roofs. If hail or wind is a concern in your area or your insurance discount matters, Grand Sequoia RS is the upgrade play.

Question 21

Will you handle the permit?

Accepted Answer

Yes. TMC pulls every required permit, schedules inspections with the local building department, and provides the final inspection sign-off. Permit fees are itemized in your quote — no surprise charges after the fact.

Roofing questions, answered

Get an Instant Quote

The basics

Process & service

Costs & financing

Products & shingles

California-specific

Southern California Local,
Southern California Proud.

Still have questions?

Roofing questions, answered

Get an Instant Quote

The basics

How much does a new roof cost in Southern California?

Does TMC Roofing handle insurance claims for me?

What is GAF Master Elite, and why does it matter?

How long does a roof replacement take?

Do you offer financing for roof projects?

What areas does TMC Roofing serve?

Process & service

What happens during a free roof inspection?

How long does a roof project take?

Will TMC handle my insurance claim?

Do you offer emergency / 24-7 roof repair?

What is your service area?

Costs & financing

Do you offer financing?

How much does a roof cost in Southern California?

What about discounts?

Products & shingles

What is GAF Master Elite, and why does it matter?

What GAF shingles do you install?

Do you install tile and metal roofs too?

California-specific

What is Title 24, and how does it affect my roof?

Do I need a Class A fire-rated roof in California?

What's the difference between Class 3 and Class 4 impact rating?

Will you handle the permit?

Southern California Local,Southern California Proud.

Still have questions?

Southern California Local,
Southern California Proud.